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Spending on Myself

December 1, 2018

I overdrew my checking account last week.  "Oh come on," I thought. rolling my eyes.  I didn't realize how much serendipitous spending was taking place.  Impulse purchases.   My statements to myself:

 

"Well, I want it, so I'll get it."

"This is perfect. So beautiful.  OK!"

"That little gadget will make life easier."

"I'm hungry for a Jr. Whopper right now."

"How about a $5 latte at the Caffeinery.  It will make me feel happy."

"There are candy bars inside.  I can stop in there after I pump my gas.  Oh, and there's the donut shop!"

"I have got to have that new watercolor set.  I have an old set, but maybe this will improve my art."

 

Was I thinking about how quickly my bank balance was going down?  I looked at myself and realized I was getting self-centered and demanding in considering my own desires.  I don't dare open those catalogs I get in the mail EVERY day.  "I wonder what's in here this month?" I don't open it but urgently  toss it in recyclables.  There are all these interruptions on the internet with merchandise similar to something I have bought before.  Skippity skip skip.  It's an irritation.  I know, these merchants are trying to make my choices easy, and of course make money.

 

About a week ago, I decided to go on a spending fast until Dec. 18.  No spending except for bills and gas.  Christmas presents?  No.  Not until Dec. 18.  (I am making personalized presents)  Art supplies?  No.  Not even food -fresh fruit?  That's right.

(I sound like I am parenting myself. Maybe so).

 

 How do I feel?  Good.   I feel good about myself because I am using self-control,  I have had to say NO more often than I thought I would.  I have revelled in the challenge. 

 

"Hmmm, a donut sounds mighty good right now." No.

"I so want a fresh orange.  No.  It's ok though.  I have fresh cider at home." 

"I am out of lotion.  I can use olive oil or some odd brand in the back of my cabinet."

" Bread?  I can make that.  Oops, no yeast?  My neighbor might have some, or I can just make flat bread or noodles. Now I remember I have left over yeast rolls from Thanksgiving in my freezer!"

 

I have plenty of frozen food and things I can clean out of the refrigerator.  I can be creative.  If someone asks me to go to a restaurant, I need to make sure I'm not paying or invite him or her to my home to eat.

 

I am not saying NO to be mean to myself.  Actually it is a YES.  I am strengthening my resolve to get control of selfish spending.  It is a yes to ACCOMPLISHMENT!  And after the 18th I will know exactly what I want for Christmas, and it won't be impulse thinking.

 

There are so many other ways of saving money than what I am doing.  I found a good website with 15 tips.

 

I have done this little practice the last two years, but not during the Christmas season. I couldn't believe how much money was in my account when I did it.  May this be a blessed time.

 

 

 

 

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